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Motor vehicles

Combine your motor vehicle insurance as you please.

Coverage comprised for the following types of motor vehicles: motorcar, van, motorhome, caravan, transporter up to 3.5t, off-road vehicle, minivan, passenger car, limousine, modern-era classic car, sports car, tractor, construction trailer, roadster and commercial vehicle.


Liability insurance

Liability insurance protects you in the event of damage to people and objects caused by your vehicle. Liability insurance is mandatory for motor vehicles and regulated by law. You need one to obtain the number plate.


Partial coverage insurance

Partial coverage insurance covers loss, demolition or damage of your own car. The following risks are covered: theft, hail, fire, glass breakage, marten, vandalism and road kill.


Collision insurance

Additionally to partial coverage, collision insurance covers self-inflicted damages from collision to your own vehicle.


Passenger-accident insurance

Passenger-accident insurance covers within the agreed benefits damage to persons - to driver and passengers. Transported pets (e.g. dogs and cats) are insured as well in the event of an accident.


Coverage for parking damage

Parking damage insurance allows you to protect your car effectively from damages caused by unknown persons while parking.


Glass breakage „plus“

Windscreen, headlight or flashing light: with glass breakage “plus” optional coverage, breakage of car parts made of glass or glass spare parts are covered 100 %.


Gross negligence

We refrain from recourse in the event of damages caused by gross negligence.


Travel insurance and Auto Assistance

Our Travel insurance and Auto Assistance offer fast, reliable and competent help in the event of damages or incidents.


Legal expenses insurance

Covers legal disputes over contracts of Purchase, Sale, Leasing etc.


Bonus protection

With a bonus protection insurance the first damage event of the year does not minder the bonus.


Advantages at HSB SWISS

• Individual premiums and a premium system allowing for up to 65 % bonus on the basic premium

• Insurance policy comparison with the objective to help choose the product with the best value for money

• Premium reduction if you drive under 7'000 kilometres per year

• Considerable reduced premiums for green vehicles

• No retention for damages with partial coverage

• Coverage of damage caused by martens

• Optional coverage for parking damages, transported belongings, breakage of flashing lights and other car parts made of glass, bonus protection and 24-hour emergency roadside service covering even costs for a rental car

• Instant service in the event of breakage of your windscreen